One of the most common questions we get is “How Much is Homeowners Insurance?” It is a difficult question to answer because so many variables factor into the cost of your homeowners insurance – particularly in rural and coastal areas.
Distance to the coast does make a difference, but we have access to homeowners’ insurance carriers who write insurance on Cape Cod and other coastal property areas.
We can help protect your primary residence with homeowners insurance, and also cover second homes, vacation houses, condos and rental properties.
Even if you don’t own your primary residence, most of your assets are located there. Computers, televisions, smart phones, cameras and electronic equipment as well as family jewelry and furniture are covered in our renter’s insurance policies, which can protect you from circumstances out of your control.
As a condo owner, your unit has separate needs than your building. Your condo association has a policy that protects the exterior of your unit, but you are responsible for the contents and liability inside your own space.
A condo policy can cover: Damage (furniture, appliances, etc.); Personal belongings, whether they’re in your home or elsewhere; Common loss assessments made by the condo association for all unit owners; and Personal liability in the event someone is injured or their property is damaged.