Whether you are an individual, business owner, or contractor, it's essential to understand the different types of bonds available to you.

Bonds are a type of financial instrument that guarantees the completion of a contract or agreement between two parties. In essence, bonds provide a safety net that protects the parties involved from financial loss in case one party fails to meet its contractual obligations. Bonds can be issued by insurance companies or surety companies.

At C. Pina Insurance Agency, we provide a wide range of bond services to individuals and businesses. We specialize in surety bonds, fidelity bonds, and judicial bonds. Our team of experts will help you determine the type of bond you need and provide you with a competitive quote.

Whether you need a bond for a construction project, a fidelity bond to protect your business from employee theft, or a judicial bond to comply with a court order, or a probate bond for items in Family and Probate Court,  C. Pina Insurance Agency is here to help. Contact us today to discuss your bond needs and receive a personalized quote.

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Contract Bond

Performance and payment bonds will remain in effect until a project has been completed, and depending on the language contained within the contract, as long as a year after the completion date.

Business License and Permit Bond

Most of these bonds are continuous and run in full force and will only expire when the obligee receives a cancellation notice.

Probate Bond

These bonds are required to remain in effect for as long as you are an acting fiduciary and can only be closed when the appointed fiduciary is released from their obligation by the court.

Fidelity Bond

Fidelity coverage may be required for certain contracts (especially for janitorial and technology related services) and in these cases the bond would need to remain active for the duration of the contract.