Insurance is a financial product that provides individuals and businesses with protection against the risk of financial loss. The basic concept of insurance is that a group of people pool their money together in order to protect themselves against potential losses. This pool of money is used to pay...

There are many times when I'm workin on finding the proper insurance policy to write a particular business, house, or building as a trusted advisor I communicate that I’d prefer to use an admitted company whenever possible. Most of the time people don’t understand the difference between Admitted and...

Insurance scores are used by insurance companies to help predict the likelihood that a policyholder will file a claim. These scores are based on a variety of factors, including an individual's credit history, insurance history, and personal characteristics. Understanding what goes into an insurance ...